Jessica Margherio-Alvarez has been a Commercial Lending Officer at United Bank of El Paso Del Norte since 12/2006. Her prior position at this Bank was Senior Credit Analyst/Underwriter, July/02 – Dec/06. She was formerly employed by Wells Fargo Bank where she was in charge of handling turn-down consumer loan applicants, processing/analysis of each request & recommendation for approval, examination of credit, collateral, and packaging of loans. She is an engaged member of the community as evidenced by serving as a Speaker/ Participant in UTEP’s Franchise Management Seminar Program 2004- Present, a Board Member of EPISD Fund 2007- Present, and Treasurer EPISD Fund 2008.